The Employees Provident Fund Organization (EPFO) has announced that the rate of interest for PF account for the financial year 2012-2013 would be 8.5% per year. Over five crore EPFO subscribers would get 8.5 per cent interest for their deposits for 2012-13, higher than 8.25 per cent disbursed in the previous financial year.

As the rate was expected to be increased to 8.75% for FY 2012-13, but it has been kept at 8.5% to avoid any deficit for the EPFO.

For your information EPF (Employee Provident Fund) & VPF (Voluntary Provident Fund) Interest rates are decided by Employees’ Provident Fund Organisation (EPFO) and the government every year.

Since the EPF/VPF interest rates have been increased from the 8.25% rate which was applicable for 2011-2012, but it is still much lower than the 9.5% interest paid in 2010-2011 and those rates during 1989 till 2000 which was at much higher at 12% pa.

Here I would like to share the historical interest rates of EPF/VPF since 1952;

Note: The interest rate structure for FY 2013-14 & FY 2014-15 have been kept at 8.75% per annum;

EPF historical Interest Rates since year 1952

6 thoughts on “EPF historical Interest Rates since year 1952

  • February 4, 2015 at 3:53 PM

    Hi Soubhagya, Very nice and informative article.
    It would be great if you can also show the corresponding rate of inflation [yearly average] in those respective years.
    Thanks & Regards,
    Nikhil A. Shravane

    • February 6, 2015 at 9:48 AM

      Hi Nikhil,

      Thank you for appreciating. I will come up with new post soon with regards to your feedback.

  • March 3, 2015 at 11:45 PM

    Please include interest rates for these financial years declared by epfo.
    2013-2014 interest 8.75
    2014-2015 interest 8.75


    • March 4, 2015 at 10:36 AM

      Hi Thiru,

      Thank you for your suggestion. I have added these as a note.

    • March 4, 2015 at 10:37 AM

      Hi Thiru,

      Appreciate your suggestion! Soon I will come up with these additions.


Leave a Reply

Your email address will not be published. Required fields are marked *

Read previous post:
Know how your current EPF can help you to meet your major cash requirements

Today everyone knows that EPF (Employee's Provident Fund) is a very powerful tool to create decent retirement corpus. Currently it...