In this blog we have written many articles on PPF, but a small thing that we missed is, the details of the documents required while opening the same.

This is in fact came into mind when one of the readers asked about this particular requirement. So let us find out what are the documents or the KYC documents required while opening a PPF account.

Any authorised Bank or Post office where you want to open your PPF account they primarily look at three things. 1. Identity Proof, 2. Signature Proof, 3. Address Proof, i.e. in short ISA. So you need to carry all these documents to avoid the situation of running of pillar to post. There are certain documents/proofs which actually suffice all of these requirements of ISA for example; Passport; Passport carries your Photo Identity, Proof of Signature and Valid Address proof as well. But there may be sometime where you have changed the address. but not updated the same in your passport, in that case you need to provide separate document as a proof of current communication/residence address.

Even recently introduced Aadhar Card by govt is also accepted as valid identity and address proof.

For your better understanding, below are the lists of documents out of which any one or two or three you can carry while visiting to a bank or post office for PPF accounting opening.

You can just pick up any of the above ISA documents for PPF account opening. Oh No! You are forgetting to take one Passport Size Photo Graph which has to be affixed on the application for account opening “Form A”.

In case the PPF account has to be opened in minor’s name then

  1. KYC Documents
  2. A Passport Size Photo Graph
  3. Age Proof of minor i.e. Birth Certificate/School Leaving Certificate
  4. Also note, in case of PPF account to be opened in minor’s name, nomination “Form E” is not required
What are the documents required while opening PPF account?

8 thoughts on “What are the documents required while opening PPF account?

  • July 7, 2014 at 5:13 PM
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    I got ppf account open in PNB three years back with 500 rupees. I did not operate it afterwards. I got transferred to some other place. Now I want to open afresh a ppf account. What should I do now?

    Reply
    • July 7, 2014 at 5:55 PM
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      Hi Harry,

      Since you already have a PPF account opened three years back, you can not open another until old account completes it 15 years. What you can do is, reinstate the old account and continue it. For this you might need to visit the bank where you had opened it earlier.

      Reply
  • November 3, 2016 at 12:11 PM
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    You have explained how to open a PPF Account.. but most articles on the internet do not explain how to close the PPF account after 15 years. Do we need to submit any address proof documents or KYC forms on maturity for complete withdrawal. What if i sell my old home and purchased a new home in Bangalore. Hence my address will change.. will it affect during my withdrawal on maturity.. or its just passbook is enough.

    Reply
    • March 27, 2017 at 8:08 AM
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      Hi Benedict,

      Passbook would be enough. Change of address doesn’t affect withdrawals, but for the purpose of address update you can give a letter informing old address has been changed along with supporting documents for proof of new address.

      Reply
  • March 26, 2017 at 11:50 PM
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    IMy sons PPF account has completed 15 y n has been extended to 5 years more. It is on the 3rd year. I want to close the account now which is 2 years less than maturit. Is this possible? How?

    Reply
    • March 27, 2017 at 8:04 AM
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      Hi Dipanwita,

      Not possible! You will be able to close the account only when this extended period of 5 years over. For now, you can do partial withdrawals.

      Reply
  • July 6, 2017 at 3:12 PM
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    Is Pan card mandatory for opening PPF account as SBI and Post Office are insisting. Wanted my maid to have a PPF account but she doesn’t have a PAN card.

    Reply
    • July 11, 2017 at 8:12 AM
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      Hi Rachana,

      Yes! It is. You can apply one either online or connect with any PAN card service agents.

      Reply

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